Insurance is a financial safety net, helping you and your loved ones recover after something bad happens - such as a fire, theft, lawsuit or car accident.
According to the Census and Statistics Department ("C&SD"), as many as 3.26 million people or 47% of local population were protected by health insurance in 2016, comprising 1.48 million people with IHI policies only, 0.86 million with group-based policies only and 0.92 million with both types of policies.
Life Insurance vs Health Insurance :
As mentioned above, health insurance tend to your medical expenses while you are still alive while the life insurance helps your family financially in case of your untimely demise. Why should you invest in this? Your family is financially secured in case of your sudden death.
Our picks at glance
Average premium Average silver deductible
Blue Cross Blue Shield $826 $3,759
Kaiser Permanente $687 $5,469
Aetna $644 $3,733
Oscar $689 $4,632
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All about Refund under Insurance
Most insurance companies typically will refund the unused portion of the money that the insured paid when he cancelled insurance policy. Only home insurance is subject to proration while car insurance is short. That means it's not a smart idea to cancel a car insurance policy mid-term!
Insurance is generally defined as a contract which is also called a policy. An insurance policy is a contract in which an individual or an organization gets financial protection and compensation for any damages by the insurer of the insurance company.
Insurance refunds are typically issued through the same payment method you use to pay for your insurance. So, if you pay your premium with a check, you'll usually get an insurance refund check. Likewise, if you pay with a credit card, your refund will appear as a credit on your card balance.醫療保險
Insurance is a contract between an individual or business with an insurance company to help provide financial protection and mitigate the risks associated with certain situations or events. There are various types of insurance available, including health, dental and vision, life, auto, and legal insurance.
Below, we have compiled a list of the top 10 countries with free or universal healthcare, considering accessibility, quality, and coverage of healthcare services.
Canada. Canada tops our list of countries with free healthcare systems. ...
United Kingdom. ...
Australia. ...
Norway. ...
Germany. ...
France. ...
Sweden. ...
Brazil.
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Cost of Medical treatment in Public Hospitals Hong Kong
For eligible persons, the cost of seeing a doctor in a public hospital in Hong Kong varies. An A&E consultation costs HK$180, a GP consultation costs $50, and the first consultation with a specialist is priced at $135.
