How hard is it to get a 850 cred...

How hard is it to get a 850 credit score?

According to FICO, only 1.6% of the population has an 850 credit score. It's incredibly tough to get there, but reaching an 850 score is possible. The first step in achieving an 850 credit score is understanding how the process works.

What credit limit can I get with a 750 credit score?

What credit score is needed to get a high-limit credit card?
VantageScore 3.0 credit score range Average credit card limit
300–640 $3,481.02
640–700 $4,735.10
700–750 $5,968.01
750+ $8,954.33
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Is FICO or credit score more accurate?

While there's no exact answer to which credit score matters most, lenders have a clear favorite: FICO® Scores are used in over 90% of lending decisions. While that can help you narrow down which credit score to check, you'll still have to consider the reason why you're checking your credit score.

How long does it take to build your credit?

six monthsHistory isn't instant. If you haven't used credit before, it usually takes at least six months to generate a credit score – and longer to earn a good or excellent score.信用卡現金透支利息

How rare is 900 credit score?

A 900 credit score may be the highest on some scoring models, but this number isn't always possible. Only 1% of the population can achieve a credit score of 850, so there's a certain point where trying to get the highest possible credit score isn't realistic at all.

How hard is it to get an 800 credit score?

Earning an 800-plus credit score isn't easy. It can take a long time to build up your credit history, and a few mistakes can set back your score for a while. However, earning that excellent score isn't impossible.

Is a 700 credit score bad?

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750. In 2022, the average FICO® Score☉ in the U.S. reached 714.電話數唔還

How many people in the world have an 850 credit score?

1.31% of Americans with a FICO® Score have a perfect 850 credit score -- based on the number of adults eligible for a FICO® Score, there could be about 3.04 million with perfect credit. You don't need a perfect credit score, as a score of 760 is enough to get all the same financial benefits.

What is the perfect credit score?

850A perfect credit score of 850 is hard to get, but an excellent credit score is more achievable. If you want to get the best credit cards, mortgages and competitive loan rates - which can save you money over time - excellent credit can help you qualify. [Excellent" is the highest tier of credit scores you can have.

What is a bad credit score?

On the FICO® Score☉ 8 scale of 300 to 850, one of the credit scores lenders most frequently use, a bad credit score is one below 670. More specifically, a score between 580 and 669 is considered fair, and one between 300 and 579 is poor. The table below offers more detail on where scores fall.