由 迷失了愛的方向 於 2024-08-24 06:38:10 發表 | 累積瀏覽 89
Standard home insurance does not typically cover the cost of treating mould, particularly mould caused by damp or improper maintenance. However, there may be some cases where the treatment of mould is covered by your home insurance if it's related to an insured event, like flooding or a burst pipe.
Many kitchen appliances count as part of your home's contents for insurance purposes. However, some insurers could consider certain built-in appliances to be part of your building, meaning they may only be covered under a building insurance policy.
Usually, yes. A front door and its locks are considered part of the overall home, and so should be covered by home insurance.
Most vision insurance plans provide coverage for prescription sunglasses. Generally, vision coverage is limited to products that help correct your eyesight. But some plans might also offer discounts for non-prescription sunglasses from in-network healthcare providers.
Generally, a standard home insurance policy won't cover you against DIY disasters.
In certain situations, health insurance may cover the cost of sunglasses if they are deemed medically necessary. This is more likely to occur in cases where sunglasses are prescribed by a healthcare professional to address specific eye health conditions or post-surgery recovery.家庭旅遊保險
A standard home contents insurance policy will cover your appliances if they are damaged or destroyed in a fire, storm, flood, or other natural disaster, or if they're stolen. But it won't cover these kitchen essentials if they break down due to age, wear and tear or are accidentally damaged.
You can expect to pay $1,400 to $5,100 to replace the entry door on your home. Entry doors are identified as the doors on the front, back, or side of the house side used to enter your home from the exterior. The cost to replace an entry door varies by style, materials, hardware, and installation factors.
Contents insurance & water leaks
The cover for contents is usually similar in that it provides cover for damage caused to your home contents such as furniture and carpets by water leaking from any fixed tank, appliance or pipe.
Contents insurance covers your household items and personal belongings if they're damaged, lost or stolen. This can include your furniture, clothes, computer, fridge, television, tools and jewellery.家居裝修保險